BuyProperly (Investment)

Founder: Khushboo Jha

Headquarters: Toronto, ON

Looking to invest in property but lacking the funds to go all-in? BuyProperly lets you pool investments in real estate to diversify your wealth without traditional barriers to access. Founded in 2019 by Khushboo Jha in Toronto, the AI-powered platform allows fractional investments starting at $2500 and earns monthly rental income, capital appreciation, principal recapture, and active appreciation. Not wanting to keep an investment? BuyProperly lets you list them anytime. They also provide customized client performance reporting, automated dividend distribution, and best-in-class property management, all with easy access to customer support.

Honestdoor (Investment)

Founders: Dan Belostotsky and Macgyver Ussher

Headquarters: Edmonton, AB

Honestdoor was founded by Dan Belostotsky and Macgyver Ussher in Edmonton, Alberta in 2018. The Canadian real estate start-up service provides instant estimates of property value using big data and predictive analytics. Datasets include land, property, mortgage, and forecasts. You can see how much a property sold for in the past, the property details including beds, bathrooms, square footage, land size, year built, and zoning. Users can also find permits like additions, basement development, hot tubs, and new construction on the platform. You can also assess city assessments throughout the years, allowing you flexibility alongside turbulent market conditions.

Fraction (Mortgage)

Founders: Hayden James, Josh Baker, and Rayan Rafay

Headquarters: Vancouver, BC

Founded by Hayden James, Josh Baker, and Rayan Rafay in 2016, Fraction was created as a fairer way to help people access equity in their homes. A technology-based lending platform, Fraction is working to make residential real estate more affordable, flexible, and liquid. You can unlock up to $1.5 million of home equity to pay for renovations, cover retirement expenses, or invest in other assets. Fraction doesn’t require monthly payments, ties the interest rate to home value, and adds a cap on interest rates so you can hold onto more gains while keeping you in the home you love.

Read more about Fraction in their 30X30 profile.

Billdr (Renovation)

Founders: Bertrand Nembot, Yahya Diallo, François Jullien, and Hugo Piso

Headquarters: Toronto, ON

Bertrand Nembot, Yahya Diallo, François Jullien, and Hugo Piso started Billdr to create a central platform for home renovation from start to finish. Located in Toronto, Billdr offers renovation services to those looking to upgrade their homes with end-to-end support. The company offers project planning with in-person visits, scope and budget estimates with floor plans, and quotes from two to three certified contractors. Providing a start-to-finish project manager, architectural designer, and interior designer, Billdr ensures clients can relax while their project is looked after while including a warranty and feasibility study.

Key (Co-Homeownership)

Founders: Rob Richards and Daniel Dubois

Headquarters: Toronto, ON

Located in Toronto and founded in 2018 by Rob Richards and Daniel Dubois, Key offers a patent-pending co-ownership model that allows clients to start building home equity years sooner than what is typically attainable in the market. With a small down payment of 2.5 percent, buyers don’t need to worry about qualifying for a mortgage or saving for the typical 20 percent down. The model is a hybrid between owning and renting; monthly payments are comparable to market rent with the portion of payments serving to increase home equity over time. With each investment, the monthly rent-equivalent payments decrease. Key has partnered with property owners, investors, and governments to secure condominiums, townhomes, and single-family homes. Unlike a mortgage, owner-residents enjoy the benefit of leverage without taking on debt.

Vendor PM (Property Management)

Founder: Emiel B.

Headquarters: Toronto, ON

Founded in Toronto by Emiel B. in 2019, Vendor PM is a network for vendor sourcing, procurement, organizing, and optimizing this process for those who manage properties, meaning this service was built for property management firms. The company plans services, contracts, and sources vendors on a vetted marketplace managing approved vendors, contracts, compliance, e-tendering, and record management. The applications run as smooth as the process, with improved clarity and control, modernizing and enhancing operational efficiencies, all at a reduced cost and risk.

Pine (Mortgage)

Founders: Jonathan Shih and Justin Herlick

Headquarters: Toronto, ON

On a quest to transform home financing, Toronto’s Jonathan Shih and Herlick founded Pine, which was built to create a simpler and faster experience that utilizes innovative technology and reasonable people to work alongside. Pine is trying to make a third option from mortgage banks and brokers by creating a digital direct-to-consumer home buying process. Touting extremely competitive rates and no hidden fees or closing costs, it offers the same quality mortgages as big banks while allowing you to apply online.

Joist (Contracting)

Founders:  Brendan Sedo and Justin Kathan

Headquarters: Toronto, ON

An all-in-one mobile and desktop app for contracts, Joist is a convenient way for contractors to estimate, invoice, collect payments, and manage projects from anywhere, anytime. Founded in 2011 by Brendan Sedo and Justin Kathan in Toronto after learning from their own service-based company, they wanted to make a platform that let contractors be heroes. The application allows automation of bookkeeping through Quickbooks, homeowner financing options, and client management.

Sonder (Hospitality)

Founders: Francis Davidson and Martin Picard

Headquarters: San Francisco, CA (founded in Toronto, ON)

Founded by Montreal natives Francis Davidson and Martin Picard, this San Francisco-based company is focused on hospitality. The Sonder application manages short-term rentals like apartment hotels across North America, Europe, and Dubai. The company delivers seamless and personalized experiences that fulfil all trip needs while emphasizing style and modern design. You can check in, request fresh towels, and get dinner recommendations all in one place.

Properly (Real Estate)

Founders: Anshul Ruparell, Sheldon McCormick, and Craig Dunk Headquarters: Toronto, ON Anshul Ruparell, Sheldon McCormick, and Craig Dunk were on a mission to make real estate customer-centric when they founded Properly in 2018. Headquartered in Toronto, Properly is trying to get rid of the stressful, risky, and expensive process of buying and selling homes. It lets you buy a home before selling your existing one – and if yours doesn’t sell within 90 days, Properly will buy it from you at its sale assurance value. If that alone sounds too good to be true, Properly will also refund you 100 percent of the upside cost if they sell it at a higher price than they paid.

Ntry (Pre-construction)

Founders: James Borst, Pamela Ventresca, and Julian Pucci

Headquarters: Toronto, ON

As far as Canadian real estate start-ups go, it is hard to find one as futuristic as Ntry. Founded in 2018 by James Borst, Pamela Ventresca, and Julian Pucci, Ntry aims to simplify how brokers, agents, developers, and buyers showcase, market, and sell property online. Combining platinum realtors, established developers, artificial intelligence, and its own proprietary cloud-based technology, Ntry is making the world’s first virtual pre-construction space accessible in the Canadian market.